After buying journey insurance coverage for six years, we’re sharing particulars about our most popular journey insurance coverage firm. Learn on to find what our Heymondo journey insurance coverage coverage covers and get a 5% low cost in your new coverage.

Graz Selfie

We by no means journey with out journey insurance coverage. It’s that vital!

Whereas we’ve by no means needed to file a declare, we’ve met quite a few vacationers who weren’t so fortunate. Some had bike accidents and others caught dengue fever. Extra lately, we’ve heard tales about folks catching COVID whereas touring abroad. The unlucky ones with out journey insurance coverage incurred surprising bills.

We don’t need to be these folks!

Naples Selfie 2017
We wish to be ready once we journey. Our preparations embody packing rain gear and shopping for journey insurance coverage.

Shopping for journey insurance coverage offers us the liberty to journey with out worrying about getting sick or injured throughout a visit. Nevertheless, till lately, we weren’t positive about which journey insurance coverage was finest for our state of affairs.

Heymondo is the journey insurance coverage firm that we presently use and love.Sure, it’s doable to like a journey insurance coverage firm!

Don’t need to examine why we love Heymondo? Right here’s a 5% discount that you should utilize instantly. In any other case, preserve studying.

Why We Love Heymondo

Pena Palace Selfie in Sintra
Heymondo’s service makes us really feel like royalty.

Having an annual Heymondo journey insurance coverage coverage implies that we not have to consider journey insurance coverage each time we e-book a visit. As a substitute, we will deal with flights, motels and eating places. It’s nothing wanting a sport changer.

Heymondo matches our wants. The protection is complete. The web site is straightforward to make use of. The value for our annual coverage is aggressive. Plus, there’s a group of execs obtainable to help us ought to unhealthy issues occur.

Enjoyable Reality
We’ve bought journey insurance coverage since 2016 and have by no means needed to file a declare.

Kinds of Heymondo Insurance policies

Portugal Residency Card Selfie
Having journey insurance coverage was a requirement throughout our profitable visa utility course of once we moved to Portugal.

We get that having an annual coverage isn’t for everyone. Some folks don’t journey as a lot as we do. Others are on the lookout for a coverage to fulfill visa necessities like we did in 2018 once we had been making use of for D7 visas for our move to Lisbon.

Heymondo has customizable polices for a lot of these vacationers too. Actually, there are three completely different Heymondo coverage choices:

1. Single Journey Journey Insurance coverage

Any such coverage is appropriate for a one-off journeys. Relying in your wants, this coverage possibility can embody the next:

  • Medical Bills as much as $10 million USD
  • Repatriation & Early Return as much as $500,000 USD
  • Baggage Theft & Harm as much as $2,500 USD
  • Journey Cancellation as much as $7,000 USD
  • COVID 19 Protection

2. Annual Multi-Journey Journey Insurance coverage

Any such coverage is sensible for frequent vacationers. Legitimate for one 12 months, it negates the necessity for single journey insurance policies and may embody the next:

  • Medical Bills as much as $10 million USD
  • Repatriation & Early Return as much as $500,000 USD
  • Baggage Theft & Harm as much as $2,500 USD
  • Journey Cancellation as much as $7,000 USD
  • COVID 19 Protection

You’ll discover that the obtainable limits for this plan are the identical as for the one journey coverage. Nevertheless, the sort of annual coverage covers a limiteless variety of journeys which might be every 60 days or much less. It’s an ideal possibility for frequent vacationers who journey no less than just a few occasions a 12 months with no particular person journey exceeding 60 days.

3. Lengthy Keep Journey Insurance coverage

Any such coverage is acceptable for digital nomads and different vacationers who plan to remain at a vacation spot for greater than 60 days. It’s additionally an ideal possibility for college students learning overseas who’re within the following:

  • Medical Bills as much as $2.5 million USD
  • Repatriation & Early Return as much as $500,000 USD
  • Baggage Theft & Harm as much as $1,200 USD
  • COVID 19 Protection

What Does Heymondo Journey Insurance coverage Cowl?

Meteora Tour Selfie
Being lined makes us completely satisfied.

Whereas it’s nice that Heymondo has a user-friendly web site and provides favorable pricing, the had the the sort of protection that frequent vacationers like us want. These are among the highlights:

  • Emergency Medical Bills Overseas
  • Emergency Dental Bills Overseas
  • Sporting Actions Together with Bicycle Using, Kayaking, Organized Scorching-Ari Balloon Rides, Basic Mountaineering, Tenting, Snowmobiles, Helicopter Rides, Segways and Zip traces
  • COVID-19 Protection Together with Medical Bills, Journey Cancellation, Additional Lodging Bills, Medically-Prescribed PCR Check Throughout the Journey, Medical Transportation and Repatriation
  • Prolonged Lodging Bills Because of Sickness or Medical Quarantine
  • Outpatient Physiotherapy Remedy
  • Journey and Lodging Bills for a Household Member
  • Medical Transportation and Repatriation Residence
  • Loss or Harm to Baggage or Private Results
  • Delay in Supply of Checked Baggage
  • Passport Alternative Because of Loss or Theft
  • Journey Cancellation & Interruption
  • Journey Disruption Because of Public Transport Delays or Missed Connecting Flight
  • Particular Help for Search & Rescue and Pure Disasters
  • Private Legal responsibility
  • Unintentional Dying or Incapacity
  • Extra Rental Automotive Protection

Professional Tip
Seek the advice of the Heymondo web site and browse your coverage for full protection descriptions and limits.

What’s Not Coated

Selfie at Lenfant Jesus Vineyard in Burgundy France
We by no means know when catastrophe will strike. Fortunately, most of our disasters contain issues like unhealthy hair days.

These are among the issues that Heymondo’s journey insurance coverage doesn’t cowl:

  • Non-Emergency Medical Bills Overseas
  • Non-Emergency Dental Bills Overseas
  • Journey Actions Together with White-Water Rafting, SCUBA Diving, Horseback Using, Bike Excursions, Mountain Biking, Bungee Leaping and Climbing **
  • Cruising **
  • Pre-Journey COVID -19 Assessments
  • Digital Tools Together with Laptops, Tablets and Cameras (Restricted Protection) **
  • Zones of Armed Battle

** You should buy extra protection (i.e. riders) should you plan to do journey actions or take a cruise. It’s also possible to improve the restricted digital gear protection.

Professional Tip
Check with the Heymondo web site and your precise coverage for full particulars on what’s NOT lined.

How A lot Does a Heymondo Coverage Value?

Thai Coffee Selfie
We at all times need to know what issues value and hate unhealthy surprises.

Heymondo’s premium varies based mostly on components like age, residence nation, desired protection, chosen limits, coverage time period, and so on. You’ll must fill out a web based journey insurance coverage utility to see your premium based mostly in your underwriting components.

Heymondo Journey Insurance coverage Low cost

Aperol Spritz on European Waterways Barge Cruise
Cheers to reductions!

Making use of is the one manner you’ll find out if Heymondo is a match for you each by way of worth and protection. Plus, you’ll get a 5 % low cost should you apply for a coverage now.

Will a Heymondo journey insurance coverage coverage give you the results you want? We are saying go for it and apply.

Apply for a discounted Heymondo travel insurance policy now.

Extra Perks

Windy Costa Smeralda Cruise Ship Selfie
We by no means know what we’ll discover on the finish of our journeys.

However wait – there’s extra!

Along with its user-friendly web site and value-priced insurance policies, Heymondo has an app that units it other than the journey insurance coverage pack. This app offers the next perks:

  • 24/7 Physician Chat
  • Free Requires Medical Help
  • Claims Reporting and Administration System
  • Simple Entry to Account and Coverage Session

Apply for a discounted Heymondo travel insurance policy now.

About the Authors

In regards to the Authors

Daryl & Mindi Hirsch

Saveur Journal’s BEST TRAVEL BLOG award winners Daryl and Mindi Hirsch share their culinary journey experiences and recipes on the 2foodtrippers web site and YouTube. The married Meals and Journey content material creators dwell in Lisbon, Portugal.


Affiliate Relationship
Though we’re not journey insurance coverage specialists or insurance coverage brokers, we’ll obtain a small price if you buy a Heymondo journey insurance coverage coverage after studying this overview.

Article Updates
We replace our articles often. Some updates are main whereas others are minor hyperlink modifications and spelling corrections. Tell us should you see something that must be up to date on this article.

Authentic Publication Date: September 23, 2022

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